Parents can choose any one of the pension funds registered with PFRDA while investing in NPS Vatsalya. Here are the four investment choices under NPS Vatsalya, according to the website of Central Bank of India.
a) Default Choice: Moderate Life Cycle Fund – LC-50 (50% equity).
b) Auto Choice: Guardian can choose Life Cycle Fund – Aggressive – LC-75 (75% equity), Moderate LC-50 (50% equity), or Conservative LC-25 (25% equity).
c) Active Choice: Guardian actively decides the allocation of funds across equity (up to 75%), corporate debt (up to 100%), government securities (up to 100%), and alternate assets (up to 5%).
