Despite an anticipated Federal Reserve rate cut coming next week, Americans are continuing their love affair with cash. Yet, experts warn they should make some moves if they want to lock in attractive yields. Assets in money market funds hit $6.3 trillion the week that ended Wednesday, another record high, according to the Investment Company Institute . The funds have attracted inflows due to their favorable payouts. The annualized 7-day yield on the Crane 100 list of the 100 largest taxable money funds is currently 5.08%. Bank of America is predicting those inflows will continue, even after the Federal Reserve starts cutting rates . The central bank is slated to meet Sept. 17-18, and more than 70% of traders anticipate a quarter-percentage-point reduction in the federal funds rate, according to the CME Group’s FedWatch Tool . The remaining traders believe it will be a 50-basis-point cut. “Fed rate cuts are unlikely to unlock MMF cash unless rates