Personal Finance

How to get the full state pension – check if you qualify for £185 a week


It applies to men born on or after April 6, 1951 and women born on or after April 6, 1953.

The single-tier full state pension is £185.15 a week for 2022/23.

People would need 35 years of National Insurance contributions to get this full amount.

The old basic state pension applies to those people who reached state pension age before April 6, 2016. The full basic pension is £141.85 a week.

People need 30 years of National Insurance contributions to get this amount. For less than 30 years, they will get 1/30 of the full amount for each year of contributions made.

Despite the rise, many people may not be able to live comfortably on this amount. It may be worth considering any contributions from workplace and personal pensions too.

Personal pensions can be accessed from 55 (rising to 57 in 2028). However, the age at which someone can claim the state pension depends on when they were born.





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